Replacing your roof is a once-in-a-few-decades decision, so it's worth getting right. For most Minnesota homeowners, the choice comes down to two materials: traditional asphalt shingles or a metal roof. Both can be excellent here—but they're very different in cost, lifespan, and how they handle our snow, ice, and hail. Here's an honest, Minnesota-specific comparison from a crew that installs both.
The Short Answer
Asphalt shingles are the budget-friendly, time-tested choice—lower up-front cost, easy to repair, and a strong resale value. Metal roofing costs more up front but lasts far longer, sheds snow, and can lower your energy bills.
If you want the lowest cost and plan to move within 10–15 years, asphalt usually wins. If you're staying long term and want a roof you may never replace again, metal is hard to beat.
Asphalt vs. Metal: The Key Differences
Up-Front Cost
Asphalt is the more affordable option, typically $4–$8 per square foot installed. Metal runs roughly $8–$16 per square foot installed—often about double. For many homeowners, the up-front number is the deciding factor. (See our Minnesota roof replacement cost guide for full pricing.)
Lifespan
This is where metal pulls ahead. Asphalt shingles last about 15–25 years in our climate (premium architectural shingles up to ~30). A quality metal roof lasts 40–70+ years—potentially the last roof you'll ever buy. More on this in how long does a roof last in Minnesota.
Snow & Ice
Metal's smooth surface lets snow and ice slide off, reducing buildup and the conditions that cause ice dams. Asphalt holds snow longer, which can contribute to ice dams if your attic isn't well insulated and ventilated. Edge to metal.
Hail & Wind
Both can handle Minnesota storms, with caveats. Metal stands up to high winds (rated to ~140 mph) and won't crack, though very large hail can leave cosmetic dents. Asphalt can be bruised or torn by hail and wind—but Class 4 impact-resistant asphalt shingles perform well and may earn an insurance discount. Either way, storm damage is often an insurance matter; see does insurance cover roof replacement.
Energy Efficiency
Metal reflects solar heat and can reduce summer cooling costs by up to ~25%, and it warms quickly in winter sun to help shed snow. Asphalt absorbs more heat, which can raise attic temperatures. Edge to metal.
Maintenance
Metal is low-maintenance—mostly occasional inspections and keeping gutters clear. Asphalt needs a bit more attention over its life: replacing the odd missing shingle, addressing moss or algae, and the occasional repair.
Resale Value
Interestingly, asphalt often delivers the better return at resale. Industry Cost vs. Value data puts asphalt roof replacement around 68% ROI versus roughly 50% for metal—largely because buyers expect asphalt and it costs less to install. A roof in good condition adds value either way.
What About Noise?
A common myth is that metal roofs are loud in rain. In reality, a metal roof installed over solid decking and proper underlayment—the way we install them—is no noisier than asphalt for those inside the home.
Which Should You Choose?
Choose asphalt shingles if you:
- Want the lowest up-front cost
- Plan to sell within 10–15 years
- Want easy, inexpensive repairs
- Like a wide range of colors and styles at a lower price
Choose metal roofing if you:
- Plan to stay in your home long term
- Want maximum durability and the longest lifespan
- Value snow shedding and energy savings
- Don't mind a higher up-front investment for lower lifetime cost
What We Recommend for Most Minnesota Homes
For the majority of homeowners, a quality architectural asphalt shingle—ideally an impact-resistant Class 4 product in hail-prone areas—offers the best balance of cost, performance, and resale value. For homeowners who are staying put and want a true long-term solution, metal is an outstanding upgrade.
The right answer depends on your home, budget, and how long you'll live there. We install both and we'll give you a straight recommendation for your situation. Explore our roof replacement service, or schedule a free estimate and we'll walk your options with you—no pressure.
*Cost and lifespan figures are general 2026 estimates for Minnesota's climate and will vary by product, home, and installation.*
