Minnesota sees its share of severe weather—hail, high winds, and heavy storms that can damage your roof. Here's what to do if storm damage strikes your home.
Immediate Steps
1. Ensure Safety First: Don't go on the roof yourself. Damaged roofs can be unstable, and wet surfaces are slippery.
2. Document Everything: Take photos and videos of visible damage from the ground. Document any interior water damage as well.
3. Prevent Further Damage: If it's safe, cover broken windows and use tarps over obvious roof damage. Save receipts for any emergency supplies.
4. Contact Your Insurance: Report the damage promptly. Most policies require timely notification.
Working With Insurance
• File Promptly: Don't delay—some policies have time limits for filing claims.
• Get a Professional Inspection: Have a licensed roofing contractor assess the damage before the adjuster visits.
• Be Present for Inspection: When the adjuster comes, walk through the damage with them.
• Get Everything in Writing: Document all communications and agreements.
Choosing a Contractor
After a major storm, 'storm chasers'—out-of-town contractors—often flood the area. While some are legitimate, many are not. Protect yourself:
• Use Local Contractors: Companies with established local presence are accountable.
• Check Licenses and Insurance: Verify Minnesota contractor license and adequate liability insurance.
• Get Written Estimates: Never pay large amounts upfront or sign contracts under pressure.
• Avoid Door-to-Door Solicitors: Legitimate contractors don't typically canvas neighborhoods.
Temporary Repairs
Your contractor may recommend temporary repairs to prevent further damage while insurance is processed. These costs should be covered by your policy. Keep all receipts.
Timeline Expectations
After major storms, there's often a backlog. Reliable contractors may be booked weeks out. Be patient—quality work from trusted professionals is worth the wait.
We're Here to Help
As a local Minnesota company, we're here before, during, and after the storm. Contact us for a thorough inspection and honest assessment of your damage.